Sacco Software & ICT Solutions

Comprehensive Core Banking for Digital Transformation

Nibit Core Banking System

A powerful platform designed to manage all operations of modern financial institutions.

M-Pesa Integration

Seamlessly integrate M-Pesa for real-time B2C and C2B payments, allowing members to deposit and withdraw funds instantly via mobile. Our system automates transaction reconciliation, reducing manual errors and enhancing member satisfaction with 24/7 mobile banking access.

Loan Management

Streamline your entire lending lifecycle with our automated loan management system. From digital application and credit scoring to approval workflows and instant disbursement, we help you manage risk effectively while accelerating loan uptake.

Savings Accounts

Manage diverse savings products including FOSA, fixed deposits, and holiday accounts with precision. Our Sacco software provides real-time balance tracking and interest calculation, giving your members transparency and control over their financial growth.

Share Capital

Efficiently track member equity with robust share capital management tools. Automate annual dividend calculations and share transfers, ensuring accurate reporting and compliance with cooperative by-laws.

Bank-Grade Security

Protect your institution's data with bank-grade security protocols. We implement multi-factor authentication, granular role-based access control (RBAC), and immutable audit trails to prevent fraud and ensure regulatory compliance.